Einige Kollegen sitzen zusammen und unterhalten sich in einem modernen Besprechungsraum. / Several Colleagues sitting together and talking in a modern meeting room.

Pagateq ... that is VÖB-ZVD Processing GmbH.

We are a subsidiary of Deutsche Bank AG. Our head office is in Bonn and we have another location in Leipzig.

With a quarter of a century of market experience, we are the competence centre for the processing of card and internet-based payment transactions. As a licensed European payment institution, we are supervised by the German Federal Financial Supervisory Authority (BaFin).

Pagateq in numbers

more than 25 years of market experience

90
Employees

2 Locations

> 1 billion
Transactions processed in 2021

≈ 10.000 Cashpoints that we manage daily

≈ 20 % Market share of girocard cards from the German market.

Our mission statement

Our vision

We give the best to our customers every day, everywhere. In doing so, we are fair, simple and unique. As a company we are ambitious, we are growing and we are successful.

We are Pagateq!

Our mission

We focus our commitment equally on our customers, our employees, our owners and society:

  • For our customers, we are a fair, simple and quality-conscious partner. We offer innovative solutions to provide our customers with the best possible support in their daily business.

  • For our employees, we are an attractive employer with an appreciative and partnership-based culture. We lead as role models - actively, clearly and directly - and develop our employees.

  • For our owners, we create sustainable value through profitable growth in the German home market. We are a well-connected part of the Deutsche Bank Group with a strong, independent identity.

  • Within society, we behave responsibly and contribute as a company and with our personal commitment.

Our values and principles

Customer focus

We are clear, simple and straightforward. We focus on the needs and wishes of our customers and earn their trust every day. We share the values we create fairly.

Integrity

We stand by our commitments and only promise what we can deliver. We communicate openly and transparently and face constructive criticism.

Sustainable performance

We strive for sustainable success with a high level of commitment. We are responsible and always keep the long-term effects of our actions in mind.

Innovation

We are open to change and actively share our knowledge. We work purposefully for our clients, always striving to make products and services even better and processes even leaner and more transparent.

Partnership

We treat each other with respect and appreciation and treat each other as equals. We value diversity in order to find the best solutions together. We work closely together across disciplines and hierarchies and support each other.

Discipline

We abide by rules. We strive to get everything we do right at the first attempt. We concentrate on the essentials and use our resources carefully.

Human rights as guiding principle

We are fully aware of our responsibility to respect human rights. For us, this obligation is an essential part of our values and convictions. Therefore, they are at the core of our activities and our daily actions.

As a subsidiary of Deutsche Bank we endorse the group's Statement on Human Rights.

If you have any indications that human rights are being violated in our activities or in our business relationships, please report them directly. Therefore we have joined the external complaint procedure of Deutsche Bank. More details of this you will find here.

Drei junge Kollegen betrachten gemeinsam Dokumente auf einem Schreibtisch im Büro und diskutieren darüber. / Three young colleagues are studying documents on a desk in the office and discussing.

Management

"We cannot predict the future, but we can shape it." (Peter F. Drucker, US management consultant)

Recognising the signs of the times, tackling issues and taking them forward ... that has always been the basis of our actions.

This is also what the members of our management stand for.

Learn more

Geschäftsmann und lässige Geschäftsfrau benutzen Laptop im Freien. / Businessman and casual businesswoman are using laptop outdoors.

History

Travel back with us to the year 1994, when all began.

We started out as a pure association service provider for public banks, but today we are an open-minded card processing service provider for everyone who would like to work with us.

Join us on a little expedition through our company history!

Learn more

Junge Geschäftsfrau bespricht ein neues Projekt mit Kollegen im Besprechungsraum. Team von Fachleuten, die im Büro diskutieren. / Young businesswoman is discussing a new project with colleagues in a meeting room. Team of professionals is discussing in an office.

Certifications

Electronic payment transactions mean processing large amounts of sensitive data around the clock.

We are aware of our responsibility. That is why we pay the utmost attention to compliance with all security standards that are established in the credit business environment. For this reason, we have our systems regularly checked by independent auditors.

Learn more

You might also be interested in

Nahaufnahme eines Kunden, der mit seinem Smartphone bargeldlos in einem Café bezahlt. / Customer paying cashless with smartphone in a cafe.

Our solutions for you

Based on a state-of-the-art technical infrastructure, we process all common card payments and offer comprehensive services in the field of cashless payments.

As a certified test laboratory for approval procedures of the Deutsche Kreditwirtschaft (DK), EMVCo and Nexo, we are also happy to support you with functional tests and approvals.

We are the partner you can rely on! Get to know our solutions better right now!

To our solutions
Lächelnde junge Frau sieht ihren männlichen Kollegen an und arbeitet mit ihrem Team in einem neuen Büro zusammen. / Smiling young woman is looking at her male colleague and coworking with her team in a new office.

Career with Pagateq

We love what we do. With enthusiasm and commitment, we develop solutions that make our customers shine.

To strengthen our team, we are always looking for talents with a broad view and fresh ideas. If you are looking for new challenges and want to dive into the world of electronic payments, then look right here.

We look forward to getting to know you!

To our job offers

We are a certified test laboratory

We have been awarded and certified several times

© 2025 VÖB-ZVD Processing GmbH