Lächelnder Mann hält sein Smartphone in der Hand und bezahlt mit seiner Bank- oder Kreditkarte im Online-Shop. / Smiling man is shopping online with his credit card.

Pagateq Payment Solution: E-payment for online shops

In the e-payment sector, quality, security, flexibility and usability are of crucial importance. With Pagateq Payment Solution (formerly DirectPOS), we enable you to offer your customers an outstanding complete package for managing, recording and processing electronic payment transactions.

Innovative and highly available: The advantages of Pagateq Payment Solution

We have been offering our e-payment partners a multi-client capable management system since April 2001. The constant further development of Pagateq Payment Solution has not only raised our quality standard, but also greatly increased our wealth of experience. Your customers can benefit from this. As a service provider in electronic payment, we at Pagateq attach great importance to ensuring that our payment systems meet the technical and security requirements of the German banking industry (DK) as well as those of the international payment schemes (PCI DSS). The advantages of Pagateq Payment Solution:

White label product

The user interfaces of our management platform can be given a label of your corporate identity without any problems. You remain the face for the shop operator, we make sure that everything works in the background.

Uncomplicated

We make it easy to integrate our e-payment system into online shops. The payment process integrates seamlessly into the ordering process and strengthens the end customer's loyalty to the shop through improved usability and a positive experience.

Highly available

Successful e-commerce requires systems to be available 24 hours a day, seven days a week. For us, ensuring this high availability is a matter of course.

Innovative

Our platform-independent services are convincing thanks to the use of state-of-the-art communication and encryption technologies. Our innovative solutions are future-proof.

Choose your customer's preferred payment system

Regardless of whether your target market is in Germany or you operate internationally, with Pagateq Payment Solution we can enable you to choose the payment method your customer prefers. The credit card is one of the internationally established standards of cashless payment transactions. We cover the largest credit card brands with our acquiring partners. In addition, we also offer all other common methods, such as PayPal. Our systems naturally comply with the Payment Card Industry Data Security Standard (PCI DSS) and are certified annually and independently. The payment systems we support payment systems:

Logo/Pictogramm of VISA

Logo/Pictogramm of mastercard

Logo/Pictogramm of American Express

Logo/Pictogramm of the creditcard brand Discover

Logo/Pictogramm of the creditcard brand Diners Club

Logo/Pictogramm of Maestro

Logo/Pictogramm of PayPal

Logo/Pictogramm of SEPA-Lastschrift

Logo/Pictogramm of Klarna

Logo/Pictogramm of Google Pay

Logo/Pictogramm of Apple Pay

Logo/Pictogramm of Przelewy24

Logo/Pictogramm of WeChat Pay

Payment systems with 3-D Secure

The 3-D Secure protocol was developed by credit card providers to ensure additional security for online transactions. In the event of theft or card misuse, this is intended to minimise the risk of failure. This is because the operators of an online shop receive a kind of payment guarantee.

All payment system providers use a multi-stage procedure based on EMVCo's 3DS standard, which differs only in slight implementation nuances. This ensures that the customer can be identified without any doubt. This significantly reduces the risk of misuse.

We currently support the following 3DS procedures:

Logo/Pictogramm of VISA Secure (3DS Brand of VISA)

Logo/Pictogramm of Mastercard ID Check (3DS Brand of Mastercard)

Logo/Pictogramm of American Express SafeKey (3DS Brand of American Express)

Risk management and value-added services

Electronic payment transactions must be secure. Because security creates trust. At Pagateq, we take this responsibility particularly seriously. Accordingly, Pagateq Payment Solution offers various individual and preventive functionalities to actively counter abuse and, at best, to prevent it from the outset.These include:

  • Credit check

  • Scoring

  • Address verification

  • Limit control

  • Merchant-specific blocking lists

  • Central blocking lists

  • Country checks

  • IP check

In this way, the risks and therefore also the costs of payment transactions can be significantly reduced. The needs of each shop operator can be taken into account individually.

Available modules for online shops

In addition to individual solutions for your customers, we also offer ready-to-use complete modules for shop solutions. We support the following modules:

E-payment with Pagateq Payment Solution - The most frequently asked questions

Here you will find everything you need to know about e-payment with Pagateq.

What is Pagateq Payment Solution?

Pagateq Payment Solution gives you the opportunity to offer a secure, flexible and convenient service for processing, recording, managing and handling payments for online shops of all kinds, especially in e- and m-commerce.

What advantages does Pagateq Payment Solution offer?

Our payment systems meet the highest standards of the national and international credit industry. As a white-label product, Pagateq Payment Solution can be easily adapted to the desired corporate identity, and we at Pagateq ensure perfect functionality in the background with innovative communication and encryption technology. We ensure the high availability of our e-payment system around the clock. It can be seamlessly integrated into the ordering process of an online shop and increases the end customer's loyalty to the respective shop thanks to increased usability.

Which payment methods are supported?

Pagateq Payment Solution is compatible with all major credit card providers and their payment systems (including 3-D Secure), but also with other payment methods. The following systems are supported:

  • Credit cards (Mastercard, Visa, American Express, Diner's Club International, JCB, Discover)

  • Maestro (international debit card)

  • PayPal

  • SEPA direct debit

  • paydirekt

  • giropay

  • Klarna

What does PCI DSS mean?

The abbreviation PCI DSS stands for Payment Card Industry Data Security Standard and is a set of rules of the credit card industry which is intended to increase the security of the processing of credit card transactions. It is based on the Visa Account Information Security Program (AIS or its sister programme CISP), the Site Data Protection Program (SDP) of Mastercard, the American Express Security Operating Policy (DSOP), the Discover Information Security and Compliance (DISC) and the JCB security rules. All companies that process, store or transmit payment transactions with credit cards must comply with these regulations.

Can Pagateq Payment Solution also be used without an online shop?

Merchants who run their business classically or in the area of mail or telephone orders can use Pagateq Payment Solution as a web-based management system for e-payment. Various functions are also available to them. Arrange a consultation if you would like to know more about this.

Can I directly start with the Pagateq Payment Solution?

The competence of Pagateq has convinced you? Simply use our contact form or reach us by phone at +49 228 9377-0. We will answer your questions and advise you in detail.

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