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Pagateq Payment Solution: E-payment for online shops
In the e-payment sector, quality, security, flexibility and usability are of crucial importance. With Pagateq Payment Solution (formerly DirectPOS), we enable you to offer your customers an outstanding complete package for managing, recording and processing electronic payment transactions.
Innovative and highly available: The advantages of Pagateq Payment Solution
We have been offering our e-payment partners a multi-client capable management system since April 2001. The constant further development of Pagateq Payment Solution has not only raised our quality standard, but also greatly increased our wealth of experience. Your customers can benefit from this. As a service provider in electronic payment, we at Pagateq attach great importance to ensuring that our payment systems meet the technical and security requirements of the German banking industry (DK) as well as those of the international payment schemes (PCI DSS). The advantages of Pagateq Payment Solution:
Choose your customer's preferred payment system
Regardless of whether your target market is in Germany or you operate internationally, with Pagateq Payment Solution we can enable you to choose the payment method your customer prefers. The credit card is one of the internationally established standards of cashless payment transactions. We cover the largest credit card brands with our acquiring partners. In addition, we also offer all other common methods, such as PayPal. Our systems naturally comply with the Payment Card Industry Data Security Standard (PCI DSS) and are certified annually and independently. The payment systems we support payment systems:
Payment systems with 3-D Secure
The 3-D Secure protocol was developed by credit card providers to ensure additional security for online transactions. In the event of theft or card misuse, this is intended to minimise the risk of failure. This is because the operators of an online shop receive a kind of payment guarantee.
All payment system providers use a multi-stage procedure based on EMVCo's 3DS standard, which differs only in slight implementation nuances. This ensures that the customer can be identified without any doubt. This significantly reduces the risk of misuse.
We currently support the following 3DS procedures:
Risk management and value-added services
Electronic payment transactions must be secure. Because security creates trust. At Pagateq, we take this responsibility particularly seriously. Accordingly, Pagateq Payment Solution offers various individual and preventive functionalities to actively counter abuse and, at best, to prevent it from the outset.These include:
Credit check
Scoring
Address verification
Limit control
Merchant-specific blocking lists
Central blocking lists
Country checks
IP check
In this way, the risks and therefore also the costs of payment transactions can be significantly reduced. The needs of each shop operator can be taken into account individually.
Available modules for online shops
In addition to individual solutions for your customers, we also offer ready-to-use complete modules for shop solutions. We support the following modules:
E-payment with Pagateq Payment Solution - The most frequently asked questions
Here you will find everything you need to know about e-payment with Pagateq.
Pagateq Payment Solution gives you the opportunity to offer a secure, flexible and convenient service for processing, recording, managing and handling payments for online shops of all kinds, especially in e- and m-commerce.
Our payment systems meet the highest standards of the national and international credit industry. As a white-label product, Pagateq Payment Solution can be easily adapted to the desired corporate identity, and we at Pagateq ensure perfect functionality in the background with innovative communication and encryption technology. We ensure the high availability of our e-payment system around the clock. It can be seamlessly integrated into the ordering process of an online shop and increases the end customer's loyalty to the respective shop thanks to increased usability.
Pagateq Payment Solution is compatible with all major credit card providers and their payment systems (including 3-D Secure), but also with other payment methods. The following systems are supported:
Credit cards (Mastercard, Visa, American Express, Diner's Club International, JCB, Discover)
Maestro (international debit card)
PayPal
SEPA direct debit
paydirekt
giropay
Klarna
The abbreviation PCI DSS stands for Payment Card Industry Data Security Standard and is a set of rules of the credit card industry which is intended to increase the security of the processing of credit card transactions. It is based on the Visa Account Information Security Program (AIS or its sister programme CISP), the Site Data Protection Program (SDP) of Mastercard, the American Express Security Operating Policy (DSOP), the Discover Information Security and Compliance (DISC) and the JCB security rules. All companies that process, store or transmit payment transactions with credit cards must comply with these regulations.
Merchants who run their business classically or in the area of mail or telephone orders can use Pagateq Payment Solution as a web-based management system for e-payment. Various functions are also available to them. Arrange a consultation if you would like to know more about this.
The competence of Pagateq has convinced you? Simply use our contact form or reach us by phone at +49 228 9377-0. We will answer your questions and advise you in detail.