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Merchant classic: accepting girocard payments the easy and uncomplicated way
As an authorised network operator, we have been processing cashless payments with the girocard (formerly: electronic cash) since 2001. In the past years, we have approved a whole range of card payment devices in our network operations.
We offer safe access to cashless payments for customers of differering merchants, service providers and self-employed persons. As a technical service provider, we take over:
the operation of the high-availability network node computer including back-up system
the routing of all transactions to the credit banking industry head offices
the technical operational monitoring of the system (24/7)
the provision of 3rd level support
You remain the visual identity for the customer - we take care of the rest.
Our services
Merchant classic - The most important questions (FAQ)
Network operators in the sense of the German Banking Industry Committee (DK) are companies that operate a terminal network for the acceptance of the girocard (formerly: electronic cash). In doing so, the DK specifies the quality features, especially the security aspects for standardised operation and access to the girocard system in conformity with the rules.
A POS (Point of Sale) terminal is a card reader that enables cashless payment at points of sale, for example at supermarkets, petrol stations or cinemas. This type of terminal is known as the "girocard smart POS". It consists of the card reader (cyberJack® POS), the acceptance app and the terminal server.
Near field communication provides the technical foundation for contactless payments. NFC enables wireless data transmission. This means that both devices must be in close proximity to each other to enable transmission. This also makes it more difficult for third parties to misuse data. As a result, for example, the smartphone or a tablet can be used for payment by means of corresponding apps.
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